Nexo Crypto Loans - Instant Borrowing 2025

Why Choose Nexo for Crypto Borrowing?

Nexo revolutionises cryptocurrency borrowing. Instant loans are offered. Your digital assets are used. Nexo is a trusted platform. The platform is regulated. Nexo is one of the most trusted platforms. The industry recognises this. Nexo provides access to liquidity. A seamless way is provided. Your cryptocurrency holdings are not sold. Start borrowing with Nexo today. For analysis of features, read our detailed Nexo review. You should start borrowing today. You will get instant access. This works well for crypto holders.

You need cash for emergencies. You want investment opportunities. You may need liquidity. Your crypto positions are maintained. Nexo's borrowing service offers flexibility. Security is provided by the platform. You need both flexibility and security. To compare Nexo with platforms, check our crypto lending platforms comparison. You should compare all options. You will make better informed decisions. This is important for choosing platforms.

• Instant Approval: Get loans processed immediately with no credit checks
• Competitive Rates: Starting from 0% APR for Platinum members
• High LTV: Borrow up to 50% of your collateral value
• EU Regulated: Licensed and compliant with European regulations
• Flexible Terms: No fixed repayment schedule, pay back anytime
• Educational Resources: Learn more about crypto lending in our crypto lending guide and Nexo vs Binance comparison

How Nexo Crypto Borrowing Works

Nexo borrowing is simple. The process works easily. You can deposit crypto. Your assets become collateral. You get instant loans. Funds are available immediately. No paperwork is needed. You can save time. Interest rates are low. You pay less in fees. Repayment terms are flexible. You choose when to pay. This works well for users.

Nexo's borrowing process is designed for simplicity and speed. Here's how you can access instant liquidity using your cryptocurrency. For detailed risk management strategies, see our borrowing risks guide:

Step 1: Deposit Collateral

Transfer your cryptocurrency to your Nexo account. Supported collateral includes Bitcoin, Ethereum, BNB, XRP, Litecoin, and many other major cryptocurrencies. Your assets are immediately available as collateral once confirmed on the blockchain.

Step 2: Request Your Loan

Choose your loan amount (up to 50% of your collateral value) and select your preferred currency - USD, EUR, GBP, or stablecoins like USDT and USDC. The loan is processed instantly, with no paperwork or credit checks.

Step 3: Receive Funds

Your loan funds are immediately available in your Nexo account. You can withdraw to your bank account, use it for trading, or keep it in stablecoins for maximum flexibility.

Step 4: Flexible Repayment

Repay your loan anytime without penalties. Interest is calculated daily, so you only pay for what you use. Your collateral is automatically released upon full repayment.

Advanced Loan Management Features

Nexo provides loan management tools. These are sophisticated tools. Borrowers get complete control over positions. The platform's monitoring system operates in real time. Collateral values are tracked. Loan-to-value ratios are monitored. Market conditions are watched 24/7. Borrowers stay informed about loan status. They know their status at all times. You should use management tools. You will control your loans better. This works well for borrowers.

The automated alert system sends notifications. Email notifications are sent. SMS alerts work too. Push notifications are available. Important thresholds trigger alerts. These alerts include margin calls. Liquidation warnings are sent. Opportunities to optimise are shown. Loan terms can be improved. Market conditions change constantly. You should enable alerts. You will stay well-informed. This is important for safety.

Risk Management and Liquidation Protection

Nexo uses a multi-layered risk management approach. This is designed to protect borrowers. The platform is also protected. The system uses dynamic pricing models. These adjust to market volatility. Borrowers get fair liquidation prices. This works even during extreme conditions. Market conditions can be volatile. You should understand risk management. You will be better protected. This works well for safety.

The platform maintains an insurance fund. This fund is substantial. Gradual liquidation processes are employed. These aim to minimise losses. When liquidation becomes necessary, algorithms work. Nexo's algorithms execute partial liquidations first. Borrowers can maintain their positions. Risk exposure is reduced simultaneously. You should understand liquidation protection. You will minimise losses. This is important for risk management.

Integration with Nexo Ecosystem

Borrowing on Nexo integrates with other services. The platform's services work together. The Earn program is included. Exchange services are connected. Nexo Card is integrated. Users can optimise their strategies. Yield can be earned on collateral assets. Borrowing works simultaneously with earning. Profitable arbitrage opportunities are created. You should use integrated services. You will optimise strategies. This works well for advanced users.

The Nexo Card integration allows direct spending. Borrowers can spend loan funds directly. Additional transfers are not needed. Conversions are not required. This feature is valuable for users. Immediate access to liquidity is needed. Purchases can be made quickly. Investments can be funded instantly. You should use card integration. You will get immediate access. This works well for liquidity needs.

Institutional-Grade Security Infrastructure

Nexo's borrowing platform operates on security infrastructure. Bank-grade security is used. Multiple layers of protection exist. The platform uses hardware security modules. Multi-signature wallets protect assets. Cold storage solutions are employed. User assets are protected. Regular security audits happen. Leading cybersecurity firms conduct audits. The platform maintains high security standards. You should trust security measures. You will be well protected. This is important for safety.

The platform is fully compliant with regulations. European regulations are followed. Licenses are maintained in jurisdictions. Multiple jurisdictions are covered. This regulatory compliance provides protection. Additional protection is given to users. The platform operates according to standards. Strict financial service standards are followed. You should use regulated platforms. You will get legal protection. This works well for compliance.

Customer Support and Education

Nexo provides comprehensive customer support through multiple channels, including live chat, email support, and phone assistance for premium users. The platform's support team includes cryptocurrency experts who can assist with complex borrowing strategies, technical questions, and account management issues. Response times are typically fast, with live chat providing immediate assistance for urgent matters.

The Nexo Academy offers extensive educational resources covering borrowing strategies, risk management, and market analysis. These resources help users make informed decisions and optimise their borrowing experience through detailed guides, video tutorials, and market insights. The educational content caters to both beginners learning the basics of crypto-backed lending and experienced users seeking advanced strategies to maximise borrowing efficiency whilst managing risk appropriately.

Nexo Borrowing Rates and Terms

Nexo offers highly competitive borrowing rates that rival traditional financial institutions whilst providing the flexibility and speed that only crypto-backed lending can deliver. The platform's tiered loyalty system rewards long-term users with progressively lower interest rates, making it increasingly cost-effective as you build your relationship with the platform.

Interest rates are determined by multiple factors, including your loyalty tier, loan-to-value ratio, and the type of collateral you provide. The platform's dynamic pricing model ensures rates remain competitive with current market conditions whilst reflecting the risk profile of each loan. Borrowers benefit from transparent pricing with no hidden fees or surprise charges.

Loan terms are remarkably flexible compared to traditional lending. You can borrow any amount from $50 to millions of dollars, with no fixed repayment schedule. Interest accrues daily and can be paid from your credit line or manually. You maintain complete control over when and how you repay, allowing you to optimise your financial strategy based on market conditions and personal circumstances.

Interest Rates by Loyalty Tier

Nexo's loyalty programme provides substantial rate reductions as you increase your NEXO token holdings. The tier system creates powerful incentives for long-term platform engagement:

• Base Tier (0-1% NEXO): 5.9% - 6.9% APR - Entry-level rates competitive with traditional personal loans
• Silver Tier (1-5% NEXO): 4.9% - 5.9% APR - Modest rate reduction for initial NEXO holders
• Gold Tier (5-10% NEXO): 2.9% - 3.9% APR - Significant savings for committed users
• Platinum Tier (10%+ NEXO): 0% - 2.9% APR - Industry-leading rates including potential zero-interest borrowing

The Platinum tier's zero-interest option represents a unique opportunity in crypto lending. By maintaining sufficient NEXO tokens and choosing to receive interest in NEXO, you can effectively borrow fiat currency at no cost while your crypto collateral potentially appreciates. This creates powerful arbitrage opportunities for sophisticated investors.

Comprehensive Loan Terms and Conditions

• Maximum LTV: Up to 50% of collateral value for most assets, 90% for stablecoins
• Minimum Loan: $50 equivalent across all supported currencies
• Repayment: Flexible schedule with no fixed terms or prepayment penalties
• Liquidation: Automatic at 83.33% LTV with partial liquidation options
• Supported Currencies: USD, EUR, GBP, USDT, USDC, DAI, and other major fiat currencies
• Interest Calculation: Daily compounding with transparent fee structure
• Collateral Assets: Over 40 supported cryptocurrencies, including Bitcoin, Ethereum, and altcoins

Detailed Loyalty Tier Benefits and Requirements

Nexo's loyalty program rewards long-term users with progressively better rates and additional benefits. Tiers are determined by the percentage of NEXO tokens in your portfolio, creating incentives for platform engagement and token holding:

• Base Tier: 0% NEXO tokens - Standard rates with basic platform access
• Silver Tier: 1% NEXO tokens - Reduced borrowing rates and priority customer support
• Gold Tier: 5% NEXO tokens - Significant rate reductions and enhanced platform features
• Platinum Tier: 10% NEXO tokens - Premium rates starting from 0% APR and exclusive benefits

Advanced Rate optimisation Strategies

Sophisticated borrowers can optimise costs. Borrowing costs are optimised. Various strategies are available. The Nexo platform provides strategies. These include maintaining ratios. Optimal NEXO token ratios are maintained. The earn program is utilised. Interest costs are offset. Promotional rates are used. Specific market conditions provide advantages. You should optimise borrowing costs. You will save more money. This works well for smart borrowers.

The platform regularly offers promotional rates for new users and specific asset types. These promotions can include reduced rates for the first 30 days, bonus NEXO tokens for large loans, or enhanced LTV ratios for premium customers. Users should monitor the platform's announcements and promotional calendar to maximise their borrowing efficiency.

Comparison with Traditional Financial Services

Nexo's borrowing rates outperform institutions. Traditional financial institutions are outperformed. This is particularly true. Secured lending products are compared. Traditional banks offer personal loans. 8-25% APR rates are common. Lengthy approval processes exist. Nexo provides instant access. Funds are accessed instantly. Significantly lower rates are provided. Cryptocurrency holders can benefit. You should compare rates carefully. You will find better deals overall. This is important for savings.

The platform's competitive advantage extends beyond rates. 24/7 availability is included. Instant processing is provided. Global accessibility is offered. Traditional financial institutions require documentation. Extensive documentation is typical. Credit checks are required. Weeks-long approval processes exist. Nexo provides immediate access. Liquidity is accessed immediately. Collateral value is the only basis. You should value instant access. You will get faster service overall. This works well for urgent needs.

Market-Responsive Rate Adjustments

Nexo employs sophisticated algorithms. Algorithms automatically adjust rates. Market conditions influence adjustments. Platform liquidity affects rates. Demand patterns are considered. These adjustments ensure competitiveness. The platform remains competitive. Sustainable operations are maintained. Users benefit from transparency. Transparent rate communication is provided. Advance notice is given. Any changes are communicated. You should understand rate adjustments. You will get fair pricing always. This is important for planning.

The platform's rate structure reflects broader cryptocurrency market conditions, regulatory developments, and traditional financial market trends. This responsive approach helps maintain Nexo's position as a market leader while providing borrowers with fair, competitive pricing across market cycles.

• Silver: 1% NEXO tokens
• Gold: 5% NEXO tokens
• Platinum: 10% NEXO tokens

Supported Collateral Assets

Nexo accepts over 40 different cryptocurrencies as collateral, providing flexibility for borrowers with diverse portfolios. The platform categorises assets into tiers based on market stability, liquidity, and volatility. Each tier has different loan-to-value ratios, with more stable assets qualifying for higher LTVs. This tiered approach balances risk management with borrower flexibility.

Bitcoin and Ethereum, as the most established cryptocurrencies, receive the highest LTV ratios alongside stablecoins. These assets demonstrate consistent liquidity and lower volatility than smaller altcoins. Stablecoins offer the unique advantage of maintaining stable value, eliminating liquidation risk from collateral depreciation whilst still allowing you to borrow against your holdings.

Different assets provide different strategic advantages as collateral. Bitcoin holders who believe in long-term appreciation can borrow against their BTC without selling, maintaining their position whilst accessing liquidity. Stablecoin holders can earn interest on their collateral whilst simultaneously borrowing, potentially creating arbitrage opportunities if borrowing rates are lower than earning rates. Altcoin holders can access liquidity from volatile assets that might be difficult to sell quickly without significant slippage.

Tier 1 Assets (50% LTV)

These premium assets offer the highest loan-to-value ratios due to their exceptional liquidity and market stability:

• Bitcoin (BTC): The most liquid cryptocurrency with the deepest markets globally
• Ethereum (ETH): Second-largest cryptocurrency with extensive DeFi ecosystem integration
• Binance Coin (BNB): Exchange token with strong utility and consistent demand
• NEXO Token: Platform token providing additional benefits and loyalty tier progression
• Stablecoins (USDT, USDC, DAI, TUSD): Dollar-pegged assets with minimal volatility risk

Tier 2 Assets (40% LTV)

• XRP
• Litecoin (LTC)
• Bitcoin Cash (BCH)
• Chainlink (LINK)
• Polygon (MATIC)

Tier 3 Assets (30% LTV)

• Cardano (ADA)
• Polkadot (DOT)
• Avalanche (AVAX)
• Other supported altcoins

Security and Regulation

Nexo prioritises security and regulatory compliance to ensure your assets are protected, and your borrowing experience is safe and reliable.

Regulatory Compliance

• EU Licensed: Regulated by European financial authorities
• SOC 2 Type 2: Certified security and operational controls
• ISO 27001: Information security management certification
• PCI DSS: Payment card industry data security standards

Security Measures

• Cold Storage: 95% of assets stored offline in military-grade vaults
• Insurance: $375 million insurance coverage through Lloyd's of London
• Multi-Signature: Multiple approvals required for transactions
• Real-Time Monitoring: 24/7 security monitoring and threat detection

Common Use Cases for Nexo Loans

Nexo crypto loans provide flexibility for various financial needs while allowing you to maintain your cryptocurrency positions:

Emergency Liquidity

Access cash quickly for unexpected expenses without selling your crypto investments. Perfect for maintaining your long-term investment strategy while handling short-term financial needs.

Investment Opportunities

Leverage your crypto holdings to invest in other opportunities - real estate, stocks, or business ventures - without liquidating your digital assets.

Tax optimisation

Avoid triggering taxable events by borrowing against your crypto instead of selling, which can help optimise your tax situation whilst maintaining exposure to potential gains. This strategy is particularly valuable in jurisdictions with high capital gains taxes, where selling cryptocurrency could result in significant tax liabilities that reduce your overall returns.

Dollar-Cost Averaging

Use loans to continue purchasing cryptocurrency during market dips, effectively implementing a leveraged dollar-cost averaging strategy that amplifies your position during favourable market conditions. This approach allows you to increase your cryptocurrency holdings without selling existing positions, potentially maximising returns when markets recover whilst managing risk through systematic investment timing.

Arbitrage Trading

Professional traders use Nexo loans to capitalise on arbitrage opportunities across different exchanges and markets.

Getting Started with Nexo Borrowing

Starting your Nexo borrowing journey is straightforward and can be completed in minutes:

Account Setup

• Create your Nexo account using the referral link
• Complete identity verification (KYC) process
• Enable two-factor authentication for security
• Set up your preferred withdrawal methods

First Loan Process

• Deposit cryptocurrency to your Nexo wallet
• Navigate to the "Borrow" section
• Select your loan amount and currency
• Confirm the loan terms and receive funds instantly

Tips for Success

• Start with smaller loans to familiarise yourself with the platform
• Monitor your LTV ratio to avoid liquidation
• Consider holding NEXO tokens for better rates
• Set up price alerts to manage your collateral effectively

Advanced Nexo Borrowing Strategies and Techniques

Portfolio Leverage and Risk Management

Advanced Nexo borrowers use portfolio strategies. These are sophisticated strategies. Capital efficiency is maximised. Prudent risk management practices are maintained. These strategies involve careful balancing. Loan-to-value ratios are balanced. Multiple collateral types are used. Borrowing currencies are diversified. Dynamic hedging mechanisms are implemented. These protect against market movements. Adverse movements are prevented. Upside potential is preserved. You should use advanced strategies. You will maximise efficiency. This works well for professionals.

Professional traders use Nexo's instant loans. They capitalise on market opportunities. Time-sensitive opportunities need quick action. Long-term cryptocurrency holdings are not liquidated. This approach enables traders. Core positions are maintained. Liquidity is assessed for strategies. Short-term trading strategies work. Arbitrage opportunities are captured. Market timing decisions need capital. Immediate capital deployment is required. You should use instant loans. You will capture opportunities. This works well for traders.

Multi-Currency Arbitrage and Yield optimisation

Sophisticated users use multi-currency borrowing. Cross-currency arbitrage strategies are implemented. Interest rate differentials are capitalised on. Exchange rate movements create opportunities. These strategies involve borrowing. Low-interest currencies are borrowed. Collateral is maintained in assets. Appreciating assets are preferred. Potential profits are created. Interest rate spreads generate profits. Currency appreciation adds returns. You should explore arbitrage strategies. You will find profit opportunities. This works well for sophisticated users.

Yield optimisation strategies combine borrowing. Nexo borrowing works with investments. External investment opportunities are used. Borrowed funds participate in protocols. Higher-yielding DeFi protocols are available. Staking opportunities generate returns. Trading strategies can be profitable. Returns must exceed borrowing costs. This approach requires assessment. Careful risk assessment is needed. Continuous monitoring is essential. Positive risk-adjusted returns are ensured. You should optimise yield strategies. You will generate better returns. This is important for profitability.

Tax optimisation and Regulatory Considerations

Nexo borrowing provides significant tax advantages for cryptocurrency investors who need liquidity without triggering taxable events through asset sales. Borrowing against cryptocurrency holdings allows investors to access funds while maintaining their original positions, potentially deferring capital gains taxes until more favourable market conditions or tax years.

Professional investors work with tax advisors to structure Nexo loans in ways that optimise their overall tax efficiency, considering factors such as holding periods, tax loss harvesting opportunities, and jurisdiction-specific regulations that affect cryptocurrency borrowing and lending activities. Proper documentation and record-keeping are essential for compliance and optimisation.

Institutional and High-Net-Worth Strategies

Institutional clients access premium services. High-net-worth individuals use services. Nexo provides premium services. Large-scale borrowing operations are supported. Enhanced security is provided. Dedicated support is available. Customised loan structures are offered. These clients benefit from rates. Preferential rates are available. Higher borrowing limits are provided. Specialised risk management tools are offered. Complex portfolio requirements are accommodated. Institutional compliance standards are met. You should consider premium services. You will get enhanced support. This works well for large clients.

Estate planning and wealth management strategies often incorporate Nexo borrowing as a tool for maintaining liquidity while preserving cryptocurrency holdings for long-term appreciation. This approach enables wealthy individuals to access funds for immediate needs without disrupting their long-term investment strategies or triggering unnecessary tax consequences.

Getting Started with Nexo Borrowing

Starting your Nexo borrowing journey is straightforward and can be completed in minutes:

Account Setup

• Create your Nexo account using the referral link
• Complete identity verification (KYC) process
• Enable two-factor authentication for security
• Set up your preferred withdrawal methods

First Loan Process

• Deposit cryptocurrency to your Nexo wallet
• Navigate to the "Borrow" section
• Select your loan amount and currency
• Confirm the loan terms and receive funds instantly

Tips for Success

• Start with smaller loans to familiarise yourself with the platform
• Monitor your LTV ratio to avoid liquidation
• Consider holding NEXO tokens for better rates
• Set up price alerts to manage your collateral effectively

Advanced Strategies

Experienced users can implement sophisticated borrowing strategies using Nexo's advanced features. Portfolio diversification across multiple collateral types reduces risk while maximising borrowing capacity. Strategic use of NEXO tokens can significantly reduce borrowing costs and unlock premium features.

Professional traders often combine Nexo loans with market analysis tools to optimise their borrowing timing. Understanding market cycles and volatility patterns helps determine the best times to increase or decrease leverage through Nexo's flexible borrowing system.

Risk management is crucial for successful crypto borrowing. Maintaining conservative LTV ratios, diversifying collateral, and having contingency plans for market downturns are essential practices for long-term success with Nexo loans.

The platform's mobile application provides full functionality for managing loans on the go. Real-time notifications keep users informed about important account changes, market movements, and loan status updates. This ensures borrowers can respond quickly to changing market conditions and maintain optimal loan health.

Nexo's customer support team provides comprehensive 24/7 assistance for borrowing-related questions and technical issues. The platform provides comprehensive educational resources, including video tutorials, detailed guides, and best-practice recommendations to help users maximise their borrowing success.

Conclusion

Nexo represents the gold standard in cryptocurrency borrowing, combining institutional-grade security with user-friendly accessibility. The platform's competitive rates, starting from 0% APR for Platinum members, transparent fee structure, and instant processing make it an ideal choice for both novice and experienced cryptocurrency holders seeking liquidity solutions.

The comprehensive risk management system provides peace of mind through regulatory compliance, extensive insurance coverage, and robust asset protection measures. With support for over 40 collateral types, flexible repayment terms, and seamless integration with the broader Nexo ecosystem, the platform offers unparalleled flexibility for managing your cryptocurrency portfolio whilst accessing traditional financial services.

Whether you're looking to access emergency funds, capitalise on investment opportunities, or simply maintain your cryptocurrency positions whilst meeting liquidity needs, Nexo's borrowing platform provides a sophisticated yet accessible solution that bridges traditional finance with the cryptocurrency ecosystem effectively and securely.

Start your Nexo borrowing journey today and experience the future of decentralised finance with the security and reliability of a regulated, institutional-grade platform that prioritises user experience and asset protection. The combination of competitive rates, flexible terms, and comprehensive support makes Nexo an excellent choice for cryptocurrency holders seeking professional lending services and advanced portfolio management tools to optimise their investment strategies in 2025 and beyond.

Sources & References

• Nexo Official Website
• Nexo Support Documentation
• Nexo Security Information
• Nexo Official Blog

Nexo Borrowing FAQ

What collateral requirements does Nexo have for crypto loans?

Nexo requires cryptocurrency collateral worth at least twice the loan amount for most assets, with loan-to-value ratios ranging from 30% to 50% depending on the asset type. Bitcoin, Ethereum, and stablecoins typically offer the highest LTV ratios at 50%, while altcoins may have lower ratios of 30-40%. You must maintain sufficient collateral throughout the loan term to avoid liquidation, with automatic margin calls triggered when your LTV approaches critical levels.

How are Nexo's interest rates determined and what affects them?

Nexo's interest rates are determined by your loyalty tier, loan-to-value ratio, and market conditions. Base tier users pay 5.9-6.9% APR, while Platinum tier members (holding 10% NEXO tokens) can access rates as low as 0% APR. Rates are calculated daily and may fluctuate based on platform liquidity, demand, and broader cryptocurrency market conditions. Lower LTV ratios and higher NEXO token holdings result in more favourable rates.

What are the typical loan terms and repayment options with Nexo?

Nexo offers flexible loan terms with no fixed repayment schedule, allowing you to repay anytime without penalties. Minimum loan amounts start at $50 equivalent, with maximum amounts determined by your collateral value and LTV limits. Interest is calculated daily and compounds, with automatic deduction from your account balance. You can make partial payments, full repayments, or simply maintain the loan by ensuring adequate collateral coverage.

Which cryptocurrencies and assets does Nexo support for borrowing?

Nexo supports over 40 cryptocurrencies as collateral, including major assets like Bitcoin, Ethereum, BNB, XRP, Litecoin, and various stablecoins. Tier 1 assets (BTC, ETH, stablecoins) offer 50% LTV; Tier 2 assets (XRP, LTC, LINK) provide 40% LTV; and Tier 3 assets (ADA, DOT, AVAX) offer 30% LTV. You can borrow in multiple fiat currencies (USD, EUR, GBP) or stablecoins (USDT, USDC, DAI), depending on your needs.

What are the liquidation risks and how does Nexo protect borrowers?

Liquidation occurs automatically when your loan-to-value ratio reaches 83.33%, designed to protect both borrowers and the platform from market volatility. Nexo provides multiple warning systems, including email, SMS, and app notifications when your LTV approaches dangerous levels. The platform implements partial liquidation strategies to minimise losses and offers grace periods during extreme market conditions. You can prevent liquidation by adding more collateral, making partial repayments, or maintaining conservative LTV ratios well below the liquidation threshold.

How quickly can I get a Nexo loan?

Nexo loans are processed instantly once you have sufficient collateral in your account. There's no credit check or lengthy approval process required.

Is Nexo borrowing safe and regulated?

Yes, Nexo is EU-regulated and implements institutional-grade security measures. Your collateral is stored in cold storage with insurance coverage and multi-signature protection.

What happens if my collateral value drops?

Nexo monitors collateral values in real-time and sends alerts when your loan-to-value ratio approaches critical levels. Automatic liquidation occurs at 83.33% LTV to protect both borrowers and lenders.

Can I repay my Nexo loan early without penalties?

Yes, Nexo allows early repayment without any penalties or fees. Interest is calculated daily, so you only pay for the time you actually use the loan.

How do I qualify for better interest rates on Nexo?

Better rates are achieved by increasing your loyalty tier through NEXO token holdings. You need 1% NEXO tokens for the Silver tier, 5% for the Gold tier, and 10% for the Platinum tier.

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