Binance Loans — Borrow Against Crypto (2025)

With Binance Loans, you can borrow stablecoins or crypto by pledging your existing assets as collateral. Use our referral link to get started and unlock exclusive bonuses for 2025.

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What Are Binance Loans?

Binance Loans provide liquidity without forcing you to sell your crypto. By pledging assets like BTC, ETH, or BNB, you can borrow stablecoins or other cryptos, while maintaining exposure to your collateral. Terms are flexible, with varying LTV ratios and interest rates.

Why Use Binance Loans?

  • Keep Exposure: borrow without selling your crypto.
  • Flexible Terms: choose from multiple durations and repayment options.
  • Wide Collateral: BTC, ETH, BNB, and other major assets supported.
  • Stablecoin Liquidity: borrow USDT, BUSD, and more for trading or spending.
  • Integrated with Binance: access loans directly from your account dashboard.

How to Start

  1. Sign up via our referral link.
  2. Complete KYC and secure your account with 2FA.
  3. Select collateral, loan amount, and term length.
  4. Confirm and receive borrowed assets in your Binance account.

FAQ About Binance Loans

What happens if collateral value drops?

If your loan-to-value (LTV) ratio exceeds the liquidation threshold, Binance may liquidate part of your collateral to cover the loan. Monitor LTV carefully.

What can I borrow?

You can borrow stablecoins like USDT and BUSD, as well as select cryptocurrencies. The list evolves — check Binance Loans for the current options.

Are there fees besides interest?

Binance Loans charges interest only; no extra service fees apply. Interest accrues daily until repayment.

Final Thoughts

Binance Loans are a powerful tool for those who want liquidity without selling their holdings. Used wisely — with attention to collateral and LTV — they can be part of a broader strategy for 2025. Join through our referral link and explore the latest promos today.

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