Nexo vs Wirex - Which Crypto Card Wins in 2025?
Looking to spend your crypto with ease? Here's how Nexo and Wirex compare across rewards, fees, app experience, and real-world usability.
Overview
Nexo and Wirex both offer crypto cards with global access, cashback, and native apps. But under the hood, they differ in terms of strategy, support, and flexibility. Let's dive in.
Comparison Table
| Feature | Nexo | Wirex |
|---|---|---|
| Card Type | Virtual & Physical | Virtual & Physical |
| Cashback | Up to 2% | Up to 8% (WXT rewards) |
| Earn Interest | Yes (on deposits) | Yes (X-Accounts) |
| Supported Currencies | 40+ | 150+ |
| Fees | Free, low FX fees | No FX fees (limits apply) |
| Mobile App | iOS / Android | iOS / Android |
| DeFi Access | No | Limited |
| Security | 2FA, cold storage | Multisig, cold storage |
| Regulation | EU + global | UK FCA + APAC |
| Card Provider | Mastercard | Visa / Mastercard |
Nexo Card Highlights
Nexo integrates deeply with its ecosystem - users can earn interest, borrow against crypto, and spend via card. Cashback tiers depend on loyalty level, and the app is known for its sleek design.
Wirex Card Highlights
Wirex leans into travel and global payments. With multi-currency support and high cashback (if you're using WXT), it's ideal for active spenders. Regulated in multiple regions and supports traditional currencies too.
Which One Should You Choose?
- Choose Nexo if you're already in the ecosystem and want to earn interest + cashback while spending crypto.
- Choose Wirex if you prioritize multi-currency use, fee-free FX, and higher potential rewards with WXT.
FAQ
Can I use these cards while traveling?
Yes - both cards work globally. Wirex is optimized for international spending with multi-currency options.
Are there spending limits?
Yes, both platforms have daily/monthly limits, which may depend on your verification status or tier.
Can I link these to Google Pay or Apple Pay?
Yes, both Nexo and Wirex support Apple Pay and Google Pay for mobile convenience.
Conclusion
Both Nexo and Wirex offer powerful crypto card options for 2025. Nexo is better for users already staking and earning, while Wirex shines for frequent travelers and cashback chasers. Your choice depends on your lifestyle - and how you spend your crypto.