Wirex Review 2025 - Crypto Card with Cashback
We tested Wirex hands-on to evaluate its fees, cashback tiers, app experience, and usability in 2025.
Try Wirex NowWhat Is Wirex?
Wirex is a hybrid crypto and fiat wallet that includes a Visa card offering up to 8% cashback. It's available in multiple regions and allows spending crypto like cash.
Features Overview
- Free virtual and physical cards
- Multi-currency support (crypto + fiat)
- Up to 8% cashback in WXT tokens
- Instant exchange and real-time rates
- In-app staking to unlock premium tiers
How It Works
Users top up their Wirex account via bank transfer or crypto deposit. Funds can be exchanged between currencies and spent using the Wirex card, with cashback applied automatically based on loyalty tier.
Loyalty Tiers & Cashback
Wirex offers multiple tiers based on how much WXT you stake:
- Standard: 0.5% cashback (no staking)
- Premium: 2% cashback (stake 100K WXT)
- Elite: up to 8% cashback (stake 500K+ WXT)
Pros & Cons
Pros
- No monthly fees for basic users
- Crypto cashback on every purchase
- Supports both crypto and fiat
- Robust mobile app and UX
Cons
- Higher cashback requires WXT staking
- Availability varies by region
- WXT token volatility may affect rewards
User Testimonials
“I use Wirex daily and love the seamless spending experience. The cashback is a real bonus!” - Maria, Berlin
“Solid app for crypto users. It feels like Revolut with crypto support.” - Kevin, London
Our Verdict
Wirex remains a strong player among crypto cards in 2025. It offers great value for everyday users, and its tiered cashback program is competitive - especially if you already hold WXT. However, regional limitations and staking requirements should be considered.
FAQs About Wirex
Does Wirex support both crypto and fiat?
Yes - you can hold and spend BTC, ETH, LTC, and various fiat currencies from one app.
How does cashback work?
Cashback is earned in WXT tokens on all purchases made with your Wirex card. Higher staking unlocks higher rates.
Is there a mobile app?
Yes - Wirex offers full-featured apps on both Android and iOS, including card control, exchange, and staking options.