How to Withdraw Crypto with Your Wirex Card in 2025

Want to turn crypto into cash? This step-by-step 2025 guide shows how to withdraw funds with your Wirex card, what to check in the app, and how to minimize fees and FX costs.

How the Wirex Card Works

Wirex lets you spend digital assets via a Visa/Mastercard debit card. In the app, you convert crypto to fiat (e.g., EUR, GBP, USD). The fiat balance on your card is then used for purchases or ATM withdrawals where the network is accepted.

Step-by-Step: Withdraw Cash with Wirex

  1. Verify your account (KYC). Open the Wirex app → complete identity checks.
  2. Convert crypto to fiat. In Accounts, exchange BTC/ETH/USDT (etc.) into your card’s fiat wallet.
  3. Check card balance & PIN. Go to the Card tab, confirm available funds and know your PIN.
  4. Find a compatible ATM. Use an ATM with Visa/Mastercard logos. Prefer bank-owned ATMs to reduce surcharge risks.
  5. Withdraw cash. Insert/tap card, choose Cash Withdrawal, enter the amount and confirm.
Cost-saving tips
  • Select local currency at the ATM and decline DCC (dynamic currency conversion).
  • Consolidate to fewer, larger withdrawals to amortize fixed fees.
  • Withdraw during local banking hours when possible (some ATMs add out-of-hours fees).

Supported Fiat Currencies

Availability varies by region. Common options include EUR, GBP, USD, and selected currencies such as SGD or AUD. Confirm the latest supported wallets in the app before travelling.

  • EUR — Eurozone
  • GBP — United Kingdom
  • USD — United States & selected regions
  • Other locals — subject to regional rollout and compliance

Limits & Fees (Check Your App for Live Figures)

  • ATM withdrawal limits: daily and per-transaction caps vary by tier/region.
  • ATM network surcharge: some operators add an extra fee at the machine.
  • Card program fees: issuance/monthly fees may apply depending on region.
  • FX & conversion: spreads and conversion fees apply when exchanging and when using a different currency.

Tip: Withdraw in your card’s base currency where possible and avoid DCC to reduce extra conversion charges.

Is It Safe? + Practical Security Tips

Card transactions run on Visa/Mastercard rails and are protected by standard card-network controls. Your security still depends on your personal settings and hygiene:

  • Enable app biometric/PIN and strong device lock.
  • Use 3-D Secure where supported; enable instant transaction notifications.
  • Set spending/ATM limits and freeze/unfreeze your card in-app when not in use.
  • At ATMs: cover the keypad, beware of skimmers, and prefer indoor bank ATMs.

Troubleshooting Common Issues

  • Declined at ATM: check balance, regional availability, daily limits, or try a bank-owned ATM.
  • Wrong currency/fees: ensure you chose local currency and declined DCC prompts.
  • Travel usage: confirm card is enabled for international use and that your KYC tier supports the region.

FAQ

What are the ATM withdrawal limits and fees on Wirex?

Limits and fees depend on your region and account tier. Check the Card → Limits/Fees section in the Wirex app for the latest daily caps, per-transaction caps, and any network surcharges.

How can I minimize FX costs when using the Wirex card?

Convert in-app ahead of time, withdraw in the local currency, and decline ATM DCC. Plan fewer, larger withdrawals to dilute fixed fees.

Is the Wirex card available in my country?

Availability is region-specific and can change. Review supported countries and KYC requirements in the app or help center before you travel.